Approval Associate
(Underwriter)
The Approval Associate is responsible for underwriting and approving mortgage applications in accordance with established agency, investor and company underwriting guidelines. The Approval Associate reports to the Director of Loan Engineering.
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Approval Associates are responsible for evaluating borrower credit, income, assets, and collateral documentation to issue loan approvals. This role involves periodic customer interaction during the approval process.
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Approval Associates will collaborate across the MortgageCountry Team to identify opportunities for continuous process improvements to meet and continuously enhance internal management key performance indicators (KPIs).
Attach your resume
About You
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You are a self-starter who is comfortable in a flexible work environment with minimal direct oversight in a distributed business model.
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You value a collaborative, team-oriented environment.
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You are polished, friendly, and value periodic customer interactions.
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You are extremely detail-oriented with an in depth understanding of mortgage underwriting guidelines and government agency loan manufacturing requirements.
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You have 2+ years of direct experience underwriting FMNA and FHLMC conforming residential mortgage loans. You are proficient with industry calculations and have strong written and verbal communication skills.
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You have experience working in mortgage loan origination systems and can quickly learn new systems and management reports. Proficiency with Desktop Underwriter (DU) and Loan Product Advisor (LPA) is required.
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You constantly look for ways to improve both yourself and the organization around you, and do not settle for “business as usual”.
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Bachelor’s degree is required.
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About Us
MortgageCountry, LLC is a direct mortgage lender built to reduce the cost of a mortgage through forward-thinking technology and a re-engineered mortgage process. MortgageCountry is reshaping the mortgage landscape by delivering the “best-in-market” product and unparalleled client experience
Launched in 2020, MortgageCountry has a fully distributed business model attracting the most talented associates without geographic limitations. This means our employees, including this position, have the flexibility to work remotely and/or in our collaborative office spaces.
MortgageCountry is committed to supporting local communities through its philosophy: What is important to you is important to us.
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About Our Benefits
At MortgageCountry we are extremely proud of our benefits package. Highlights include:
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Fully paid healthcare for Associates (coverage for spouses and dependents is available at a reasonable additional monthly cost)
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A flexible dental plan
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A 5% company 401(k) contribution, which is independent of your personal contributions
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A generous PTO policy that starts on Day 1 of your employment
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A progressive Maternity, Paternity, and Adoption policy
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A company provided and paid for Peloton Bike or Treadmill
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An Associate home mortgage discount
Attach your resume
MortgageCountry, LLC is an equal opportunity employer. We do not discriminate in employment on the basis of race, color, religion, sex (including pregnancy and gender identity), sexual orientation, marital status, parental status, military service, or any other non-merit factor.
Employment at MortgageCountry, LLC is “at will.”